Does Caugia work for B2B Fintech and payments companies?

Yes. Caugia has 265 fintech-native questions and 6 fintech-native archetypes covering regulated growth: take rate, sandbox-to-production conversion, activation and compliance debt.

What Fintech growth constraints does Caugia find?

It isolates the single binding constraint, from activation walls and time-to-first-payment to take rate, approval journeys and regulatory radar, and quantifies the revenue leaking past it.

How much does a Fintech GTM diagnosis cost and how long does it take?

Caugia has a free GTM diagnostic, the GTM Intelligence Pulse at 249 EUR one-off, the full board-grade GTM Intelligence Report at 2,495 EUR one-off, and GRIP OS subscriptions at 799 EUR/mo (Core) and 1,495 EUR/mo (Full). The diagnosis returns in about an hour, deterministic and board-grade.

Caugia · Fintech B2B

The constraint capping regulated-fintech scale. Named.

265 fintech-native questions across 12 GRIP pillars, tuned for payments, treasury and embedded finance. Sophie diagnoses the one bottleneck, quantifies leakage post-processor, and delivers three concrete moves with owner, cost and deadline. EU residency toggle per workspace.

Start the Assessment → See Pricing

Auto-saved · 35 min · Resumable · Native in EN, FR

LEDGERSTREAM · SERIES B · €2.1B TPV

Primary constraint: Activation Wall

43/100

LEAKAGE

€8.4M/yr

INACTION

€700K/mo

RECOVERABLE

€4.1M

“Sandbox-to-prod conversion 12%. Time-to-first-payment 62 days. 78% of signups never go live.”

6 fintech-native archetypes

Every failure pattern has a name and a fix.

Guidance

Compliance Debt

Regulatory work run as crisis response, not engineering. Same signal repeats because no one owns the durable fix.

Resources

Sandbox Trap

Signups stuck between sandbox + KYC. Pipeline healthy on paper, revenue never materialises.

Implementation

Activation Wall

Signup to first live transaction 62+ days. Sandbox to prod conversion below 15%.

Implementation

Procurement Gauntlet

Deal cycle 120+ days, 8 stakeholders, 45% slip one quarter. Risk and legal loops in series.

Performance

Unit Economics Mirage

Headline margin flattered by pre-processor revenue. Real post-processor GM below bench.

Performance

Counterparty Concentration

Top client 35%+ of volume, no backup rail. One outage or bad quarter takes 40% revenue.

How it works

Four steps, then recurring rhythm.

Assess

~35 min. 265 fintech-native questions. Compliance-aware, regulated-rail ready.

Connect

Stripe / Plaid / Modulr / Segment (read-only). EU residency toggle.

Decide

Sophie names the binding constraint + 3 moves with owner, cost, deadline. Forward 4Q P&L post-processor.

Track

Weekly rhythm + regulatory radar (PSD3, DORA). Peer benchmarks (k-anon 5+). AI Answer Market: vendor visibility when buyers ask AI for the best provider.

Start the diagnosis.

35 minutes. One binding constraint. Three moves with owner, cost, deadline. Forward 4-quarter P&L with post-processor gross margin.