Does Caugia work for B2B Fintech and payments companies?

Yes. Caugia has 265 fintech-native questions and 6 fintech-native archetypes covering regulated growth: take rate, sandbox-to-production conversion, activation and compliance debt.

What Fintech growth constraints does Caugia find?

It isolates the single binding constraint, from activation walls and time-to-first-payment to take rate, approval journeys and regulatory radar, and quantifies the revenue leaking past it.

How much does a Fintech GTM diagnosis cost and how long does it take?

The GTM Intelligence Pulse is free, no card and no sales call. The board-grade GTM Intelligence Report is 750 EUR one-off. Execute engagements with Tom Meijer, working fractionally, are scoped per company, and the Report fee is credited in full. The operator works inside GRIP OS, Caugia’s operating system, throughout the engagement. The diagnosis returns in about an hour, deterministic and board-grade.

Caugia · Fintech B2B

The constraint capping regulated-fintech scale. Named.

265 fintech-native questions across 12 GRIP pillars, tuned for payments, treasury and embedded finance. Sophie diagnoses the one bottleneck, quantifies leakage post-processor, and delivers three concrete moves with owner, cost and deadline. EU residency toggle per workspace.

Start the free analysis → See Pricing

Free · 15 questions · 2 minutes · Native in EN, FR

LEDGERSTREAM · SERIES B · €2.1B TPV

Primary constraint: Activation Wall

43/100

LEAKAGE

€8.4M/yr

INACTION

€700K/mo

RECOVERABLE

€4.1M

“Sandbox-to-prod conversion 12%. Time-to-first-payment 62 days. 78% of signups never go live.”

Illustrative example, not a real client.

6 fintech-native archetypes

Every failure pattern has a name and a fix.

Guidance

Compliance Debt

Regulatory work run as crisis response, not engineering. Same signal repeats because no one owns the durable fix.

Resources

Sandbox Trap

Signups stuck between sandbox + KYC. Pipeline healthy on paper, revenue never materialises.

Implementation

Activation Wall

Signup to first live transaction 62+ days. Sandbox to prod conversion below 15%.

Implementation

Procurement Gauntlet

Deal cycle 120+ days, 8 stakeholders, 45% slip one quarter. Risk and legal loops in series.

Performance

Unit Economics Mirage

Headline margin flattered by pre-processor revenue. Real post-processor GM below bench.

Performance

Counterparty Concentration

Top client 35%+ of volume, no backup rail. One outage or bad quarter takes 40% revenue.

How it works

Four steps, from diagnosis to executed fix.

Assess

~35 min. 265 fintech-native questions. Compliance-aware, regulated-rail ready.

Connect

Stripe / Plaid / Modulr / Segment (read-only). EU residency toggle.

Decide

Sophie names the binding constraint + 3 moves with owner, cost, deadline. The GTM Intelligence Report lands with a forward 4Q P&L post-processor.

Execute

You fix it, or Tom Meijer, working fractionally, runs the plan with you in GRIP OS: weekly rhythm, regulatory radar (PSD3, DORA), progress measured on the live score.

Start with the free Pulse.

Thirty-one questions, about ten minutes. You get your binding constraint and what it leaks per year. The €750 Report goes deeper: three moves with owner, cost and deadline, and a forward 4‑quarter P&L with post-processor gross margin. If you would rather have an operator run the fix with you, that conversation starts here too.

Start the free analysis → Talk to Tom → See Pricing